C1. An Insurance Claim
Earlier in the year, Hotel Interiors had sent a consignment of furniture including 20 chairs to the North England. Unfortunately, not all the chairs arrived, and the transport company was held responsible.
Here is the claim form the transport company submitted to its insurance agent. Read it carefully, the answer the questions at the end of the form.
GOODS IN TRANSIT
Policy No. 843 021
Name of insured Thompsons Trucks
Address 18 The Mint Yard
St Stephen’s Gate
Westhampton
Tel.No 24246
Consignors Hotel Interiors PLC
Address 108 Hickstead Road
Westhampton
Consigness Brampton Hospital
Address Scotby Road
Brampton
If theft or loss, which police station was advised and when?
If damaged, where are the damaged goods now?
Are there other policies covering the consignmentin question?
(YES)/NO
Gross amount of claim € 560
Salvage value if any €
Net amount of claim €
Number of vehicle HJ 660Y
Make of vehicle Leyland
Date of occurrence Jan 14/15
Name of driver Peter Ross
Age 25
Length of service 2 years
Name of witness
Address
Date on which goods collected
14th January
Date on which goods delivered
15th January
Signature given on collection?
YES/(NO)
Name of signatory Peter Ross
Was receipt clear/claused?
Signature obtained on delivery
YES/(NO)
Name of signatory M Banks
Clear/claused 4 chairs short
Nature of load Furniture
No. of items in load 30
Weight
Nature of goods lost/damaged
4 chairs
Amount of loss/damage € 560
I/We declare the foregoing particulars to be true in every respect.
Signature JOE CLARK Date 20th January
Position Transport Manager
Please complete the statement claim overleaf. Please turn over.
Note: The receipt was signed, and a comment was added about the missing chairs. Therefore the receipt was ‘claused’.
ii.Answer the following questions:
a. Who sent the chairs ?
b. Who were the chairs sent to?
c. What happened to the chairs?
d. How much did the chairs cost?
e. What is the total amount being claimed?
f. When the driver examined consignment in Westhampton was everything in order?
g. Was the consignment checked when the chairs were delivered?
h. What comment was made in the delivery note which caused it to be ‘claused’?
Answer:
a. Joe Clark
b. Thompsons Trucks
c. 4 chairs lost/damaged
d. € 560
e. 30 chairs
f. Yes
g. Yes
h. I/We declare the foregoing particulars to be true in every respect
